We Accept Most Insurance!
Please bring your insurance information with you on your first visit. We will work with you to maximize your dental benefits, as well as file a claim on your behalf.
Insurance & Policies
Magic Smiles Dentistry accepts all major PPO insurance plans. We understand that dental insurance typically covers some, but not all, of the cost of your dental care. Most plans include co-insurance provisions, a deductible, and certain other expenses which must be paid by the patient at the time of services. So we will work with you to maximize your dental benefits and submit insurance claims on your behalf (for most insurance providers).
We are preferred providers for:
- Anthem
- Blue Cross (limited plans)
- Assurant
- Cigna
- Delta Dental (PPO and Premier)
- Guardian
- Humana Dental
- Premier Access
- United Concordia
Co-Payments and Deductible
For the portion of costs not covered by insurance, we offer these payment options:
- Cash or personal check
- Credit Card
- Care Credit payment plan
Office Policies
Cancellations
Your appointment is reserved just for you. We respect your time and make every effort to stay on schedule. If you must reschedule your appointment, we request a minimum of 24 hours notice so that your reserved time may be given to another patient in need of care.
Broken Appointments
In cases of broken appointments with less than 24 hours notice, an additional fee of $50.00 may be charged.
Financial Policy
If your insurance plan permits assignment of payment, then we are happy to bill your Dental Plan Provider (DPP) as a courtesy to you. We will estimate your deductible and co-pay, and your portion of the estimated fees will be collected on the day services are rendered.
If assignment for payment is not permitted, then payment for services are due in full on the day of your appointment. We will however, still submit a claim on your behalf, which will help you get reimbursed by your insurance.
Most dental plans will send you an Explanation of Benefits explaining payments made to the dentist, or the reason for a denial of a submitted claim. It is very important that you review any communication from your dental provider, as the Explanation of Benefits defines actions that may need to be performed by the member, prior to any claim being settled.
Submitted claims that have not been processed for payment by your dental plan 45 days from the date of rendered services will become your financial responsibility, and a statement will be mailed to you for settlement of the account. Your dental plan benefits are a contract between the member/employer and the dental plan provider, and it is your responsibility to know what your dental plan affords you.
If you have any questions regarding your dental plan benefits or the Explanation of Benefits, please contact your dental plan provider.
Treatment Costs
The cost for treatment is based on the tooth type in question and difficulty. The initial estimate will give you a good idea as to the condition of your child’s mouth and the approximate cost of having the necessary dental work completed. If additional procedures are required, the fee will be explained at time of treatment. In the final analysis, the exact cost will be based on the work that was done and the fees that are routinely charged for the various procedures completed.
Behavior Management
In our practice, we occasionally find it necessary to invest beyond-standard appointment time in the management of certain patients. This may be due to medical, emotional, or behavioral issues. We are more than willing to provide this service. However, there is a charge of an additional behavior management fee on “kid time.” This fee is related to the cost of committing the time and staff to achieve the optimum outcome for more sensitive patients.
Returned Check Policy
There will be a $25.00 handling fee for any returned checks.
Non-Insurance Patients
We require full payment at the time services are rendered. We accept cash, checks, all major credit cards, and Care Credit.
Guarantor
The parent bringing the child/ren to their appointment will be responsible for deductibles and co-pays on the day of service.
Unpaid Account Policy
A finance charge of 15% A.P.R. may be added to any accounts not paid in full within 45 days of completion of treatment or account due date. If the account becomes past due, the patient/guarantor will be responsible for any collection costs or attorney fees that may be necessary to collect the past due account.
